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What's inside the eBook

Selecting professional liability insurance requires careful consideration of coverage limits, deductible structures, and cost implications. With a range of options available, firms must evaluate insurance policies to ensure they align with financial goals and risk tolerance.


Liability defines the maximum amount an insurer will pay for claims, while deductible choices impact out-of-pocket expenses. Options such as single limits, split limits, and claims expense provisions can significantly affect coverage and costs. Deductibles, whether per claim, aggregate, or first-dollar defense, also play a key role in managing financial exposure.

 

Download the eBook to discover:

  • Understanding Split Limits of Liability 
  • Claims Expenses Outside the Limit (CEOL)
  • How to choose the right liability

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Limits of Liability and Deductibles: What Firms Need to Know